What Can Meritt Capital do for my business?

We offer several types of financing options that are affordable and compatible with any type of business/industry with high approval rates in every program that we offer. We also give businesses the opportunity and option to improve their credit history so they can raise their chances of qualifying for a traditional commercial bank loan in the near future. Our factoring program offers credit protection and no personal guarantees for those that wish to secure their credit. 

What can I use the cash for?

We leave this option open to the client as you are free to use the cash for whatever need you may have, whether it be for working capital, expansion, employee related, relocation, inventory, repair, purchasing equipment or even debt consolidation as there are no restrictions.

Will I qualify?

Depending on which type of program you applied for as each financing option has different criteria and requirements for qualifying. Please go to Loan Products to apply and see if you qualify for a loan or an advance.

How long does it take to be approved?

Approval time frame is from 24-72 hours. We provide quick service as we understand the urgent need from our clients to receive financing for their business.   

How soon can I receive the funds?

Depending on which program and which bank, the average time to receive funding after approval is normal around 10 days making it convenient for business owners that are in urgent need of funding.

How much can I qualify for?

Depending on the cash flow of your business as we do not determine so much by a personal credit score. Your business can receive up to $10,000,000 depending on its performance and stability.

Will I be able to monitor my the progress of my account?

You will be able to monitor your progress by receiving login access on our website or you can contact customer support available 24 hours a day, 7 days a week.

Do I have to complete the first loan or advance in order to receive another one?

No. Most clients always request a renewal within 60 days of receiving the first loan or advance. Both of our financing programs allows you to receive more funding once you have paid off at least 30% of the first loan or advance.

For any other question or concerns, Contact Us anytime at:

Phone: (302)943-1207
Fax: (866)215-1943
Info@merittcapital.com